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Legal Terms That Protect Your Account

When you open an account with pratoto, you enter into a clear legal relationship with us.

Clear account eligibility rulesYour payment and withdrawal rightsData privacy and security practicesHow to contact our legal team
pratoto Legal Terms That Protect Your Account
GET HELP WITH LEGAL QUESTIONS

How to Reach Our Legal Team

If you have questions about your account terms, eligibility, or how we handle your data, we've set up multiple channels to help.

Live Chat Support Available 24/7 in the lobby. Select 'Account & Legal' from the help menu. Response time under 5 minutes during peak hours.
Legal Email Send formal requests to [email protected]. We respond within 5 business days with a documented reply. Use this for data access, account deletion, or term disputes.
Account Settings View your account terms, privacy settings and data export options directly in Settings > Legal. Download a copy of your agreement anytime.
HOW WE PROTECT YOU

Data, Security & Your Account Rights

Your account data and payment information are stored on encrypted servers and handled under strict access controls.

Data Encryption

All communications between your device and our servers use TLS 1.3. Payment details are tokenised and never stored in plain text on our systems.

Data Retention

Account data is retained for 7 years after closure to meet regulatory requirements. You can request earlier deletion where local law permits.

Account Access Rights

Request a complete copy of your personal data via Settings > Legal > Export My Data. We deliver a machine-readable file within 5 business days.

Account Security

Your account password is hashed; we never store it. Enable two-factor authentication in Settings > Security for added protection.

Withdrawal Verification

Withdrawal requests are cross-checked against your deposit source and account history. Unusual activity triggers manual review; we notify you if verification delays occur.

Dispute Process

If you dispute a transaction or account term, contact [email protected] with evidence. We investigate within 10 business days and issue a written ruling.

Your Rights & Account Legal FAQs

Open Settings > Account > Close Account. You can request immediate closure, and we'll process your final withdrawal within 24 hours. Your data is retained for 7 years for regulatory compliance. You may request earlier deletion where local law permits by emailing [email protected].

No. Our terms allow one active account per person. If we detect multi-accounting, we suspend all linked accounts and may forfeit balances. If you've forgotten your password, use the recovery flow on the login page instead of opening a new account.

We use your data solely to verify identity, process deposits and withdrawals, comply with local law, and prevent fraud. We do not sell your data to third parties. Your payment information is tokenised and shared only with payment processors — DANA, OVO, GoPay and QRIS — to complete transactions.

Contact our support team immediately via live chat or email [email protected] with your withdrawal ID and the amount in question. We investigate within 10 business days. If an error occurred, we reverse it and reprocess the funds to your original payment method.

Your account balance is held in segregated, audited wallets that are not commingled with operating funds. We use encrypted, PCI-compliant systems for payment processing. Your DANA, OVO, GoPay and QRIS deposits are verified in real time and credited instantly to your lobby balance.

Account eligibility, withdrawal limits, data retention and account closure rights may vary by region. When we say a feature 'depends on local law', it means your access to that feature is governed by the regulations of your location. Contact support to confirm which rules apply to you.

Yes. Go to Settings > Legal > Export My Data or email [email protected]. We deliver a complete, machine-readable file of your personal information within 5 business days. The export includes account history, deposits, withdrawals and profile details.